I’m a tightwad myself though I have to admit that I takes a lot of planning and budgeting to even save up 40% of my monthly income. Even if that meant not finishing my project car quickly or not buying a brand new car at all. But some people just can’t resist buying a swanky car. However, there’s a lot they don’t get about simply buying one. Here’s one case.

Vivian Snyder bought a brand new BMW (no model mentioned, but MSRP’s supposedly $100,000 so that might be an M6). Now, most of us common folk would just dream about owning one. She probably did and got herself one. The catch. She’s only making $2500 a month. On a disability check no less! Payment for the car takes up $1300 of it a month. And now she’s blaming the dealership for the “scam.”

Now that shouldn’t be the case as dealerships, by principle, should be doing a credit and income check on potential buyers to make sure they can make the payments. With Snyder’s case, she got the car without presenting any documents and the dealer bloated her income to allow her to buy the car.

It’s a case of who should get blamed for what. The dealership for seedy practices? Or the buyer for not even . I have to admit that, sometimes, consumerism can drive us wild but taking on something without being clear with the cost would be is careless. So who’s to blame?

Source: CBS 5 via Subdriven